A 401(k) advisor for the businesses and people who keep our communities working.
You offer a retirement plan because you want to do right by your people. We help you understand what the plan costs, how it's being managed and whether your employees know how to use it.
A free 45-minute review with a written report of initial findings and next steps. No obligation. Detailed benchmarking and fund scoring are separate services.
Help with your plan and the people who use it.
The free review is a first look at your plan. If you'd like help beyond it, we'll talk through the work and fees before you decide.
For your business
You should know what you're paying for.
Your plan may have a recordkeeper, an administrator, an advisor and several funds, each with its own fees and responsibilities. We'll help you sort through what you have, what each provider does and where you may want a closer look.
Plan reviews
We'll look at your fee disclosures, investment lineup and provider services. Afterward, you'll get a written report with our initial findings and questions to follow up on.
Provider & fee benchmarking
We compare your plan's costs and services with available provider proposals and market data. You'll see the differences side by side, including where a comparison needs more information.
Investment oversight
We monitor the funds in your plan, review and score them each quarter, and document our recommendations and any decisions covered by your advisory agreement.
For your employees
A good benefit deserves a good explanation.
People have questions about their 401(k): How do I sign up? How does the match work? What happens if I change my contribution? We help answer those questions in language people can understand, at times and places that work for your team.
Meetings for your team
Whether your employees work in an office, at the shop or out on a job, we’ll plan meetings with you around their schedules. We can meet in person or by video.
Help with the basics
We explain enrollment, contributions, investment options and the features of your plan, including the company match and vesting when they apply.
One-on-one conversations
Employees can schedule time to ask questions privately. We provide general plan education, not individual investment recommendations.
Your plan review in four steps.
- Step 1
Gather what you have
Gather your questions, fee disclosures and fund lineup. We’ll discuss what to share before the review.
- Step 2
Look at the plan together
We spend 45 minutes discussing your plan's fees, investments and current employee education.
- Step 3
Get a written report
It lists what we found, what information is missing and what to ask your providers next.
- Step 4
Choose your next step
Take the report to your providers, gather more information or discuss ongoing help with us.
Let's take a look at the plan you have.
Maybe you have a question about fees. Maybe your employees need more help understanding the plan. Or maybe it's been a while since anyone walked you through what your providers are doing. We'll start with the information you have. You don't need to change providers, and there's no obligation to hire us after the review.
A free 45-minute review with a written report of initial findings and next steps. No obligation. Detailed benchmarking and fund scoring are separate services.